How to Finance Your Mattress With Affirm or Shop Pay During Checkout
How to Finance Your Mattress with Affirm or Shop Pay During Checkout at Mattress Central
Split your mattress payments with Affirm or Shop Pay in seconds. Follow our easy, step-by-step guide to use flexible financing at checkout. No hidden fees.
*Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses
How to Use Affirm or Shop Pay Mattress Financing During Online Checkout at Mattress Central
Step 1:
Add Your Mattress to Cart
Browse our collections and click "Add to Cart" on your favorite mattress or bundle.
OR
Go directly to Shop Pay by using the purple "Buy with Shop Pay" button to login to Shop Pay or to create an account. If you prefer to use Affirm instead, please use the "Add to Cart" button and proceed to the next step.
Step 2:
Proceed to Checkout
Click "Checkout" button to proceed to the checkout screen.
OR
Go directly to Shop Pay by using the purple "Buy with Shop Pay" button to login to Shop Pay or to create an account. If you prefer to use Affirm instead, please use the "Checkout" button and proceed to the next step.
Step 3:
Begin Secure Checkout
Proceed to fill out your name, shipping address, and contact details.
Step 4:
Choose Your Payment Method
At the "Payment" section choose from the available financing options:
Shop Pay (4 interest-free bi-weekly payments)
Affirm (custom monthly installment payments)
Click your preferred option to proceed.
Step 5:
Setup Your Payment Plan
You'll be redirected to either Affirm or Shop Pay to:
Select a payment schedule
Confirm identity and details
Get a decision in seconds
Step 6:
Place Your Order & Sleep Better
Once approved, place your order and it will be on it's way - no waiting, no delays. You'll receive emails confirming both your order and your payment plan.
🎉 You're Ready to Sleep Now & Pay Later
Thanks for walking through the steps! Now that you know how to use Affirm or Shop Pay at checkout, you're one step closer to better sleep - on your terms.
Whether you're planning to finance a luxury mattress, an adjustable base, or the full sleep setup, you're empowered to checkout with confidence.
We're here to make things easy - because better sleep should never feel confusing.
Whether you're unsure about financing terms, need help choosing a mattress, or just want to talk it through with a real person, our team is ready to assist.
